Declaration / Consent

I hereby acknowledge that I/we have read and understood the terms and conditions and recognize that: -

1. All information and documents provided by me/us for this application are true, and I/we have not concealed any important information.
2. To the best of my/our knowledge and belief, after making all reasonable inquiries, I/we are not an undischarged bankrupt, and no liquidation, winding-up proceedings, order, or decree of winding-up (whether voluntary or otherwise) has been commenced, taken, or threatened against me/us, nor was it planned or expected by me/us.
3. If this application is approved and the information provided is found to be incorrect, the Bank reserves the right to cancel or impose other conditions on me/us.
4. I/We understand that the Bank reserves the absolute right to approve or reject this application at its discretion without providing any reason.
5. I/We hereby agree and authorize the Bank to process and disclose any of my/our information related to this application to any agency, authority, and any party deemed appropriate by the Bank for the purpose of processing this application.
6. I/We have read and agree to the Bank's Privacy Notice, which is available on the Bank's website.
7. I/We hereby undertake that I/We will not use any proceeds from illegal activities, and I/We also agree to provide all information and documents as and when required by the Bank for the purpose of identifying the source of funds to comply with the requirements of the Anti-Money Laundering, Anti-Terrorist Financing, and Proceeds of Illegal Activities Act 2001.
8. I/We hereby consent and authorize the Bank to process my/our personal information and disclose any information related to this application to any bureau, board, or agency established by Bank Negara Malaysia (BNM), including but not limited to the Central Credit Bureau (CCRIS), Dishonoured Cheques Information System (DCHEQS), RAM Credit Information (RAMCI), and Experian Information Services (Malaysia) Sdn. Bhd. (EXPERIAN), the Association of Malaysian Banks, or any other authority, including any subsidiary of the Bank and any party considered appropriate by the Bank for the purpose of processing this application.